Beneficiaries with disabilities can pay for treatments.
Educational therapy costs for students with disabilities provided by a licensed or accredited practitioner or provider are qualified, including occupational, behavioral, physical, and speech-language therapies.
Nationally, about 15% of all public school students (ages 3–21) receive special education or related services under the Individuals with Disabilities Education Act (IDEA). Treatments for autism, speech or language impairments, ADHD, developmental delays, and other specific learning disabilities are generally included in qualified expenses.
James’ parents want him to have specialized therapy for his speech impediment. They pay for this through his 529 account with qualified distributions up to $20,000/year.
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