Using the 529 for K–12

High school age benefits include test fees and advanced course tuition.

Fees are qualified for a nationally standardized norm-referenced achievement test such as the SAT or ACT, an advanced placement (AP) course examination, or any examinations related to college or university admission. Preparation courses are also qualified expenses.

Fees for dual enrollment in an institution of higher education (ie: concurrent enrollment college courses taught in high school).

Example

Oscar enrolls his senior year of high school in an electrical apprenticeship certificate program at the local technical college and attends afternoons of his high school schedule. He can use 529 funds for any associated fees needed.

Example

Rory is a senior taking 3 AP classes and the SAT test. He takes a $500 SAT preparation class. His parents pay for the $865 in prep and test fees ($99 x3, $500, and $68) from his 529 account.

No statement or example on this site should be considered a specific recommendation for your personal situation. Investing and tax strategies each carry significant risks. Examples herein may not apply to your situation. Please consult your estate attorney, tax advisor, or financial advisor for personal advice.